If you build something of your own, you probably pay people: a designer, a developer, an editor, a friend who helped on launch day. It is quick to pay them in Bitcoin. It works across borders, and no bank sits in the middle.
Step 1: Ask what they can receive
| They send you | Looks like | Notes |
|---|---|---|
| A Lightning address | [email protected] | Easiest. You choose the amount |
| A Lightning invoice | A long code or QR | They set the amount. Pay it soon |
| A Bitcoin address | A long code starting with bc1 | For larger amounts. Takes longer |
| A dollar address | An address plus a coin and a network | Check that both match before you send |
If they are new to Bitcoin, send them our guide on how to receive a Lightning payment. They will have a Lightning address in a few minutes.
Step 2: Send from Kute
- Tap Send. Paste or scan what they gave you. Kute reads Lightning addresses, Lightning invoices and Bitcoin addresses.
- Enter the amount, or use the 25%, 50% or 100% buttons.
- Review the amount, the recipient and the fee.
- Confirm. Kute sends exactly what you reviewed, nothing else.
Small amounts work too. Payments below 1,000 sats go through.
Is this your first payment to this person? Send a small test amount first. Ask them to confirm that it arrived. Then send the rest.
Pay on-chain
If your collaborator gives you a Bitcoin address, Kute sends the payment on-chain, on the main Bitcoin network. You pick fast, medium or slow speed. The app shows the fee for each before you confirm. A slower payment usually costs less. Read Lightning or on-chain to choose.
Pay in dollars
Some collaborators prefer dollars, and Kute has a Dollars balance next to your Bitcoin. When you send dollars, the app asks you to pick the coin and the network first. Ask your collaborator which coin and network their address uses. Make sure that both match. If you send dollars on the wrong network, you can lose them. The app shows the fee before you confirm.
Keep a simple record
Every payment shows in Activity. Note what it was for, and the euro value on the day, next to your collaborator's invoice. Your accountant will thank you.
Coming soon: pay people who have no wallet
Today your collaborator needs a wallet to get paid. Payment by link to someone with no wallet is coming soon.
Do you use an app that holds your money for you? See how self-custody compares in Kute vs Strike and Kute vs Cash App.
Questions people ask
No. Lightning and Bitcoin payments are final. That is why Kute shows a review step before you confirm.
Sources
- Kute app documentation: Bitcoin and Lightning, October 2026
- Kute FAQ, kutewallet.com
- Kute Wallet on Google Play, checked 20 October 2026
This post explains how things work. It is not advice about what to do with your money. Features and fees can change; the app shows the current fee before you confirm.