kute.
kute vs Cash App

Cash App holds. kute hands over the keys.

Cash App pioneered Lightning for consumers, credit where due. But the default experience is custodial: your BTC lives inside Block until you hit withdraw. kute is the opposite, the wallet is yours from the first sat.

Feature by feature

kute and Cash App, feature by feature

Feature
kute
Cash App
Self-custody Bitcoinwithdraw only
Hardware wallet signing
Lightning, native
Buy bitcoin with Cash App (US)
Polymarket / prediction markets
Works outside the US (predictions where available)
IBAN + cardSoonUS only
Dollars balance, self-custodiedcustodial
Investing (Hyperliquid)custodial investing
Ask Sal, AI market assistant
Cash App stops at Bitcoin and the US. kute is Bitcoin, dollars and hardware wallets in most of the world, plus predictions where available.

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